torkell: (Default)

Man tries to board train with pony in Wrexham

A man has been captured on CCTV trying to board a train accompanied by a pony.

Shocked staff watched as the man tried to get on the train at Wrexham General station with the white pony in tow.

After a conductor refused him entry, the man returned to the ticket booth where he tried to buy two tickets - for himself and the animal.

But wait - there's more!

Wrexham railway station pony seen in hospital and pub

More images have emerged of places visited by a mystery man and his pony, including a hospital A&E department and a pub.

The animal was caught on CCTV waiting in line at the reception desk at Wrexham Maelor Hospital's emergency department.

Meanwhile, shoppers have also snapped pictures as the animal was led into a pub in Wrexham.

torkell: (Default)
Found via [livejournal.com profile] pewterfish: After-action report from a journalist who was in the main body of the protest. It's a pretty unbiased eye-witness report (blaming protesters and police in equal amounts for the violence), and well worth reading.
torkell: (Default)

Oh dear, there's been more riots in London. My views on the protests haven't changed, and the quote from my previous post still stands. This time round the police came out in force, leading to this gem of a comment that the BBC quoted:

From twitter: Why don't they stop sending a ridiculous amount of police out for small scale protests instead of cutting education spending?

Well, the last protest was "small scale" and look what happened there.


Anyway, while all this was going on Nick Clegg did make a good point: "Examine our proposals before taking to the streets. Listen and look before you march and shout." And indeed there are some significant points in the proposals:

Point 1: you do not pay any tuition fees up front.

Point 2: you do not have to start repaying fees until you earn more than £21k (and then it's 9% of what you earn above the threshold).

Point 3: your student loan is written off (without, I believe, affecting your credit rating) 30 years after graduating.

I do wonder just how much of the loan the average person will pay back. Hmm... let's assume an annual loan of £10k, this works out as £3k or so cost of living and £6k or so fees. Interest rates will be 0% for people on incomes of £21k, rising to 3 points above inflation for people on incomes of £41k. Let's assume a linear increase and 2% inflation, so at £31k you pay 2.5% interest.

So, after your three years of university you'll end up with a £30k loan (£10k × 3 years at 0% interest). This is actually slightly better than the current system, in that currently you do pay interest (pegged at inflation) from day 1, although your loan before interest under the old system would only be £18k or so.

Let's say you go into work bang on the £21k threshold, and each year at work you get a 3% rise. That's probably a highly unrealistic scenario, but it'll do for some rough numbers. I vaguely remember there being nice equations to do with applying interest, but I can't remember what they were so I'm going to do this the old fashioned way with mad Excel skillz.

YearLoanSalaryInterest rateInterestRepaymentResult
130000.0021000.000.00% 0.00 0.0030000.00
230000.0021630.000.16% 47.25 56.7029990.55
329990.5522278.900.32% 95.89 115.1029971.34
429971.3422947.270.49% 145.91 175.2529941.99
529941.9923635.690.66% 197.29 237.2129902.07
629902.0724344.760.84% 250.04 301.0329851.08
729851.0825075.101.02% 304.12 366.7629788.44
829788.4425827.351.21% 359.50 434.4629713.47
929713.4726602.171.40% 416.15 504.2029625.43
1029625.4327400.241.60% 474.02 576.0229523.43
1129523.4328222.241.81% 533.06 650.0029406.49
1229406.4929068.912.02% 593.20 726.2029273.49
1329273.4929940.982.24% 654.33 804.6929123.13
1429123.1330839.212.46% 716.37 885.5328953.97
1528953.9731764.382.69% 779.18 968.7928764.36
1628764.3632717.322.93% 842.601054.5628552.40
1728552.4033698.843.17% 906.461142.9028315.96
1828315.9634709.803.43% 970.521233.8828052.60
1928052.6035751.093.69%1034.521327.6027759.52
2027759.5236823.633.96%1098.141424.1327433.53
2127433.5337928.344.23%1161.011523.5527070.99
2227070.9939066.194.52%1222.671625.9626667.71
2326667.7140238.174.81%1282.591731.4426218.87
2426218.8741445.325.00%1310.941840.0825689.73
2525689.7342688.685.00%1284.491951.9825022.24
2625022.2443969.345.00%1251.112067.2424206.11
2724206.1145288.425.00%1210.312185.9623230.46
2823230.4646647.075.00%1161.522308.2422083.74
2922083.7448046.485.00%1104.192434.1820753.75
3020753.7549487.885.00%1037.692563.9119227.52

That's... not what I expected. The politicians weren't lying when they said that most people won't repay the full amount. Or were they? Just how much do you pay over the 30 year period?

I'll leave working that out as an exercise for the reader, though I'll give you a hint: they're still lying.

torkell: (Default)
Violence is the last refuge of the incompetent ~ Salvor Hardin, Foundation

That's what went through my mind when I read the news about the violence at the student protests today. From the reports it looks like it started out as a peaceful protest, right up until someone set fire to an effigy of David Cameron. A group then decided to storm Millbank Tower, and the hopelessly outnumbered police who hadn't been expecting a riot didn't stand a chance.

Sigh... they had to go and ruin a perfectly good protest. Instead of the media reporting on the student population protesting against tuition fee increases, they're reporting on riots.

Anyway, the reason for all the protesting is the Government's current proposals for university funding. In a nutshell, they plan to massively cut back on the funding from central government while increasing tuition fees to between £6000 and £9000 a year. This goes completely the Lib Dem's manifesto which was to abolish tuition fees, and so the student populous is quite rightly angry with Nick Clegg. Unfortuantly the proposals have some sense in them: with the current state of government finance it wouldn't be practical to outright abolish tuition fees.

Labour is of course against this, in a wonderful case of the pot calling the kettle black. It was the Labour government which first introduced top-up fees, permitting universities to charge up to £2k more than the then existing fees of £1k/year. In theory the top-up fees were only going to be charged by some universities, but in practice everyone charged the full £3k. I bet the same will happen with the new proposals, and almost all universities will charge £8k or so.

It should be noted that you don't have to pay any tuition fees upfront here: in the UK, the government provides a loan for the fees and some level of living costs, which is charged very little interest (0% last year!) and which you don't have to start paying back until you earn more than a certain amount. I forget what the threshold is, but part of this proposal is to increase it to £21k/year gross earnings. Unfortunately another part of the proposal is to charge commercial interest rates on the loan, and to have a surcharge for paying the loan off early. It's a stealth graduate tax, and that's especially cheeky as the government just announced that they weren't going to introduce one.

On the bright side, there's a fair chance that the proposals won't survive the Commons. Labour will vote against it if for no reason other than because the Tories proposed it. The Lib Dem/Conservative coalition agreement gives the Lib Dems the right to abstain from the vote on it, but some Lib Dem members may rebel and vote against the measures as well. Interestingly one of the Lib Dem proposals may backfire on them: one reform they want to introduce is the ability for the public to recall a MP who's guilty of "serious wrongdoing", and the NUS plans to use that against any Lib Dem who votes for increasing tuition fees.

This is all speculation as well, as no formal act has started to make its way through the government yet. All we have is the text of the Browne report, and a statement from the Conservatives outlining what they intend to do. And we all know how much a government statement is worth.
torkell: (Default)

Crackdown on lunar-filled crime (via BBC News)

Extra police officers are to patrol the streets of Brighton on nights when there is a full moon.

It follows research by the Sussex force which concluded there was a rise in violent incidents when the moon was full - and also on paydays.
...

[Insp Andy Parr] told the BBC: "From my experience, over 19 years of being a police officer, undoubtedly on full moons, we do seem to get people with, sort of, stranger behaviour - more fractious, argumentative."
...

torkell: (Default)

Someone seems to have their head screwed on for a change:

YouTube in 'landmark' music deal (source: BBC News)

Video-sharing site YouTube has signed a deal with media giant Warner Music to allow its material to be used legally.

It means interviews and videos by Warner's artists can be used in return for a slice of advertising revenue.

The agreement also covers the use of material in homemade videos, which form a large part of YouTube's content...

I am impressed. This is a big audio company, from America no less, who's actually chosen to not go DRM-mad over something. Hopefully the others will follow suit.

torkell: (Default)
So, good news and bad news.

Good news in that it looks like I've got a job. Not certain yet, but assuming I get good references then I should have it.

More good news in that part 2 of my Amazon order has arrived. I'm now just waiting on a CD from America.

Of course, the karma bunnies weren't going to let that last, and I popped in my new single to find that my DVD writer (Plextor PX-712A) no longer wants anything to do with CDs. It reads DVDs fine, but try a CD and all that happens is it blinks the light at you. For those curious, the pattern is 2 amber flashes, which according to this means it couldn't lock focus or tracking. Which if I'm lucky means it's in a bad mood and will work after a reboot, and if I'm unlucky means that some part of the CD-reading system has gone *poof!*

So I stuck the CD in my CD-writer (Plextor 48/24/48A) and used that instead. And people wonder why I still keep a CD-writer. I have come across audio CDs that were for reasons unknown unreadable in any DVD drive (I tried at least 3 different ones from different manufacturers), but work fine in genuine CD drives.

January 2026

S M T W T F S
     123
45678910
11121314151617
18192021222324
25262728293031

Syndicate

RSS Atom

Most Popular Tags

Style Credit

Expand Cut Tags

No cut tags
Page generated Jan. 4th, 2026 01:58 am
Powered by Dreamwidth Studios